Inspecting
Home Inspectors
Examining the quality and consistency of home inspections.
Sellers
usually feel they've given their house away, buyers believe
they've paid too much and Realtors fear neither side will ever
get to the closing table. There is however, one thing that has been
inconsistent in real estate transactions: the quality of the home
inspection. That's been changing somewhat with the inception
of professional home inspection associations. To gain membership,
home inspectors typically prove their competency by passing exams,
meeting education and experience requirements - and by maintaining
a professional service to the public. Home inspection is however
not a licensed profession, and membership in one organization or
another is not always the best way to measure competence.
Home
inspections have been around for quite a while, and for good reasons.
For about $350 - the average fee for an inspection today - home
buyers can gain a wealth of information about the condition of a
property before they buy it. Recent surges in the popularity of
home inspections have created an over-populated inspection industry
where not all inspectors have the training or experience to do a
good job. Cost-conscious consumers find out too late that trying
to save $50 to $100 on an inspection can result in an inadequate
report. Unfortunately, this can translate into thousands of dollars
in unexpected repairs being discovered after the sale. And well-intentioned,
however over-zealous home inspectors can frighten prospective purchasers,
often needlessly.
While
complaints against home inspectors have never topped the lists of
consumer protection agencies, there is a growing sentiment among
inspectors, mortgage lenders, government and consumers that more
protection is needed. Meanwhile Realtors, faced with more and more
liability in the ever increasing complexity of real estate transactions,
surmise that better home inspections will reduce their own exposure.
And consumer stories of disastrous home inspections, magnified by
the media, create a ground swell of support for licensing as the
cure for bad home inspections. Moreover, a clear national trend
toward the idea of licensing is evolving.
A
strategy to provide coordination of the Canadian home inspection
profession is in place. An Advisory Steering Committee, representing
associations such as CAHPI(1) and CMHC(2) has a goal to set national
standards for certification, education and training of home inspectors
across the country. Eventually, provincial or regional accrediting
agencies will likely administer, certify and provide disciplinary
control of all private-sector home inspectors. Until such time as
certification is a reality, a solid background, a good reputation
- and perhaps membership in a professional association - will remain
as the home inspector's primary credentials.
Before
referring your clients to a home inspector or inspection company,
you should first verify the training and experience of the individual
inspector. Ask how many pre-purchase home inspections he or she
has performed in the past year or two. Ask for references, preferably
from past clients, or from other Realtors with whom you are familiar.
Be wary of low-priced home inspectors and inspectors whose only
credential is a certificate acquired online, or by correspondence,
or from an unidentified school or association. Ask for references,
preferably from past clients or other Realtors
1.
Canadian Association of Home and Property Inspectors 2. Canada Mortgage
and Housing Corporation
About
the author: Gil Strachan is a professional home inspector, representing
Electrospec Home Inspection Services in east-central Ontario, Canada
since 1994. Visit http://www.allaroundthehouse.com
to learn more about home inspections.
Note:
Although this article is written mainly about Canadian Home Inspectors,
it is still relevant to the market in the United States. Our office
carefully screen our inspectors to make sure that we only use the
ones that are qualified for the job!
|